I hear people are taking out home equity loans to pay for the property taxes and I hear the taxes are going up alot to pay for the increasing pension costs & raises, and now medical insurance is skyrocketing, The town's were paying over $21,000 a year per employees & for retire's medical insurance, Now NYS premiums are going up 40% to 50% which will raise the cost to over $30,000 a year per employee & retires