An Open Letter to Donald Trump:

[leftWNYbecauseofBS]

It's called "live and learn." The job really isn't about on the job training but we took the chance on the community organizer. Then he went and got reelected. Who knew?

You don't even realize your stupidity.

[WNYresident]

That's it? That's the best you've got?


b.b.

It summed up pretty well. You've been watching the news and saw how well she created jobs in NYS. You saw how the attack on the embassy was handled including how she was under sniper fire while somewhere over seas. I can go on....and on....

It was just much easier to say "You have Hillary who just a BS'er"

Trump is just dangerous, I don't know how anyone cannot see that.

I see and frankly don't care because we know what we will get with Bernie and Hillary. More of the same crap.

[WNYresident]

You live in a city that flies the Canadian flag everywhere. Is that a problem to you?

The flags are being waved in two completely didn't context. There is a Canadian flag hanging right next to my shop. I don't see a group of Canadians standing in front of Milton's burning the American flag.

[300miles]

The flags are being waved in two completely didn't context. There is a Canadian flag hanging right next to my shop. I don't see a group of Canadians standing in front of Milton's burning the American flag.

And I don't see any Mexicans waving flags around here either. Except maybe at Trump rallies because he calls them all rapists. He can even deal with an American Citizen who was born here but has Mexican heritage. The guy can't handle the real world of an immigrant nation. I'm not even talking about illegal immigration, I'm talking about Legal immigrants that he still has issues with.

[HipKat]

Break down his "College for All Act"....

Before you do...can you please tell me the exact definition of "Wall Street" please? Because that's the boggyman that Sanders loves to use to pay for everything.

As for his "College for All Act", his plan outlines that only two-thirds of the cost would be covered by taxes on Wall Street trading. The rest would need to come from the states. That is at least $25 Billion annually. So can you tell me how all states are going to come up with this unfunded mandate to cover 1/3 of the cost of college tuition to Public Colleges and Universities?

You live in Indiana...so where does Indiana come up with that money? Is there a segment of your tax base that is currently being under taxed? Beyond that, what's the health of the Indiana Public University System? Because Bernie wants to force those schools to be mandated to provide free tuition.

>>>

How about we move to his take on college loans. This is my favorite part of his platform as it's the dumbest. Sanders wants to cut interest rates, prevent the Federal Government from making money on student loans and allow refinance loans to the lower rates found with housing and auto.

To start, Uncle Bernie needs to talk a class in economics to learn the difference between secured debt and unsecured debt. Buying a home or car is most often a secured debt. You need to put down some form of a down payment (securing the loan) and then make payments. If you fail to make payments, you lose both your security and possession of the property. With college, there is no deposit made. There is no asset to recover. You can't revoke someone's Master degree and that's if they actually get the degree.

This is why interest rates are higher. It's why credit card interest rates are higher. It's why the Federal Government makes money on student loans. You have to be an idiot to not see the difference or you have to be dishonest to know the difference but not present it. So is Sanders dishonest or an idiot?


You have shared your story about how you have climbed back into a career and path to some financial freedoms. You shared it was based on your effort. You have also shared, I think, that you did not get to go to college. So are you really in favor of giving college away for free to public universities and/or making loans for private universities more risky when it's you earnings that ultimately will be paying the debt? Because why Sanders supports may like to use the Wall Street Boogyman to blame for everything....they are not going to pay for everything. Indiana does not have the ability to go after Wall Street to pay for the 1/3. Indiana does not have the ability to go after Wall Street to recoup the cost on the necessary capital investments that will be needed if the flood gates are open.



So you wanted an example of how Sanders wants to use others property as a way to fund his ideas...there you have it.

First, I live in Illinois, second, tldr all of it, third, the word "Wallstreet" is used pretty loosely, I admit, but those tax increases are targeting the richest people in the country, unless they all move to China with their factories

[HipKat]

It summed up pretty well. You've been watching the news and saw how well she created jobs in NYS. You saw how the attack on the embassy was handled including how she was under sniper fire while somewhere over seas. I can go on....and on....

It was just much easier to say "You have Hillary who just a BS'er"



I see and frankly don't care because we know what we will get with Bernie and Hillary. More of the same crap.

Every time I read Benghazi, Benghazi, Benghazi by someone on the right, I think Iraq, Iraq, Iraq.....

[4248]

Yea - I like Mrs Hillary Clintons ideas much better -
She wants to spend $12 - $15 BILLION FED TAX DOLLARS for FREE OBAMACARE for 11 Million illegal Immigrants.
$1.2 - $1.3 BILLION FED TAX DOLLARS for FREE OBAMACARE for 200,000 refugees.

Why waste all that good tax money on educating our children. Let's just lower then interest rates and let the be in debt for 20 years for a college loan.

You get way more votes giving free stuff away !

[leftWNYbecauseofBS]

First, I live in Illinois, second, tldr all of it, third, the word "Wallstreet" is used pretty loosely, I admit, but those tax increases are targeting the richest people in the country, unless they all move to China with their factories

For some reason I was thinking Indiana...

Sanders wants a financial-transaction tax to pay for his college idea. That is not just a tax on the rich. It's a tax on everyone in the stock market. This does include the richest people in the country but it also includes everyone and everything connected to the market. Go look at how pensions are funded and then go look at who is responsible for the shortfalls if pensions don't make their numbers.

If Sanders would have just done a full stop at breaking up the banks to reduce the volatility in the market...that could have gone somewhere. Just breaking up the banks would have created more regional banks and regional banks are better for the country. Just imagine if every major city had a couple strong regional banks.

But he could not stop there. He had to go beyond that and promise free college to everyone.

[Save Us]

How much more socialism does everybody want? 50 million people on food assistance, 2 workers for every 1 person retired. In the 50's it was 14 to 1.
60% plus of people on a government program, welfare, medicaid, ss disability, social security. Christ, I had to pay for my own college, and I chose a major that there was a demand for. Why are we constantly wiping everyone's rears? If you get a non demand degree you will be unemployed. Smart enough to go to college, not smart enough to get it.

We have a spending problem period. We spend more than we take in revenue. You tax the 1% at 90% and you still wouldn't be in the black.

I am astounded that people don't see that and the ones that do are.....well....

[leftWNYbecauseofBS]

Christ, I had to pay for my own college, and I chose a major that there was a demand for. Why are we constantly wiping everyone's rears? If you get a non demand degree you will be unemployed. Smart enough to go to college, not smart enough to get it.

To be fair I am going to check you on college.

Going to college these days is nowhere close to being the same cost as when you went. Over the last 50 years the federal government has:

- Made admissions easier, which puts too many people on college campus who should not be there at that time.
- Made getting access to loans and grants easier, which allows people to take out debt they can afford to repay.
- Pressured educrats to push college over trades as a 'sure thing' to lifetime success.
- Did this while doing nothing to check the rapid growth of administration and athletic budgets.

So now what you have are colleges and universities that cost too damn much and diluted the value of a degree.

Take UB for example. The in state costs (tuition, fees, room and board) are $22,062. It is almost impossible for a student to pay for these costs 'as they go' and still be a productive student. Tuition is $6,770. Fees are $3,000. Room and board (average) are $12,292. And UB is the affordable option. Comparing to Canisius you have have per year costs of $49,956.

Even if you lower costs to an adjusted level equal to say 40 years ago...you still are right on the desire to get a degree that is in demand. I'll go even further it's worse in that even if you get a good degree there simply are too many people with the same degree out there.

[BorderBob]

You don't even realize your stupidity.

And you grossly overvalue your intelligence. Next insult.





b.b.

[Save Us]

To be fair I am going to check you on college.

Going to college these days is nowhere close to being the same cost as when you went. Over the last 50 years the federal government has:

- Made admissions easier, which puts too many people on college campus who should not be there at that time.
- Made getting access to loans and grants easier, which allows people to take out debt they can afford to repay.
- Pressured educrats to push college over trades as a 'sure thing' to lifetime success.
- Did this while doing nothing to check the rapid growth of administration and athletic budgets.

So now what you have are colleges and universities that cost too damn much and diluted the value of a degree.

Take UB for example. The in state costs (tuition, fees, room and board) are $22,062. It is almost impossible for a student to pay for these costs 'as they go' and still be a productive student. Tuition is $6,770. Fees are $3,000. Room and board (average) are $12,292. And UB is the affordable option. Comparing to Canisius you have have per year costs of $49,956.

Even if you lower costs to an adjusted level equal to say 40 years ago...you still are right on the desire to get a degree that is in demand. I'll go even further it's worse in that even if you get a good degree there simply are too many people with the same degree out there.

I cannot disagree with what you said, but for some degrees, engineering, systems engineer, physicians assistants, robotics the price of college is still worth it and there are openings. As I have said these all require work for which the desire of newer generations is lacking imo. The pendulum is swinging where the trades are going to be more lucrative, but for right now the edge is for college. My problem with Bernie is that as you point out the money has to come from somewhere. We have no money.

They are now starting to measure colleges for return on investment. US News ranked SUNY maritime academy in the Bronx as a top college for ROI and it's in state! . It would be wise for more and more college bound people to pay attention to that metric.

As college costs increase the market will level where less and less will be going to college, which basically does nothing to improve education of our citizenry.

[leftWNYbecauseofBS]

I cannot disagree with what you said, but for some degrees, engineering, systems engineer, physicians assistants, robotics the price of college is still worth it and there are openings. As I have said these all require work for which the desire of newer generations is lacking imo.

Of course these degrees provide a return but it's not the same return as it used to be. e.g. Making $75k out of school has a much different trajectory when paying $100k in loans compared to $50k and no loans.

The pendulum is swinging where the trades are going to be more lucrative, but for right now the edge is for college. My problem with Bernie is that as you point out the money has to come from somewhere. We have no money.

The trades have always been lucrative...they are just not as sexy. Kinda like living a true middle class lifestyle.