Councilman Graber stated that yesterday the town received a notice of cancellation of all employees’ health insurance coverage effective July 31, 2008. While Supervisor Piotrowski was out-of-town last week, Councilwoman Bove reached out to the insurance expert that had been working with the town over the last couple of years to lower the town’s insurance costs. She was advised that the town had not paid its premium on the policy since August 2007. Because the town failed to act, rates were increasing and the town was not going to be able to get coverage within its budget if something was not done soon. The town’s policy was going to be cancelled effective July 31, 2008. A comprehensive solution was available that would both on a short term and long term basis save the taxpayers and meet the requirements of the contract. Blue Cross/Blue Shield (BCBS) received a letter from the town authorizing its specific insurance agent to act as a broker for the town, but no Town Board resolution was ever passed appointing any broker to act on behalf of the town.